Let GRAMePAY Make It Simple!
GRAMePAY is a Unique combination of Social Entrepreneur led Platform as a Service model for Rural Banks and Financial Institutions.


GRAMePAY is a Device, Channel, and Technology Agnostic Digital Payments Platform crafted for BHARAT by Experienced Payments industry professionals.

Digital Payments Acceptance Infrastructure in Bharat (Tier 3 to Tier 6 locations in Rural India) has seen limited growth in spite of considerable support and initiatives by the Government of India and the Reserve Bank of India.

Leveraging its industry experience of BFSI & Financial Inclusion Programmes, GRAMePAY Team is building a Distribution Ecosystem through its team of Social Entrepreneurs. At the same time, it has multiple Payments Processing Partners whose offerings would be given to Regional Rural Banks, Small Finance Banks, Cooperative Banks, Micro Finance Institutions, NBFCs, and Financial Institutions on its Platform as a Service Model assisted by Social Entrepreneur Ecosystem.

Social Entrepreneur

We have served as a useful source to those seeking inspiration, help, or advice. We finally decided to own that role and be intentional about it. We founded GRAMePAY with a mission to enable people of rural areas to transact digitally.

We plan to achieve this by conducting financial literacy campaigns. Along with assisting Rural Banks towards Digital Transformation.

GRAMePAY also aims to be competitive and stand strong against other fintech organizations entering the rural markets.



As per the NSSO survey, 98% of the merchant lack the ability to transact digitally.

GRAMePay unique Digital Model would prove as a catalyst by increasing adoption in Digital Payments.

GRAMePAY Advantages


Rural Banks would be able to retain its merchant base against digital banks & FinTech's trying to enter their geographies


Rural Banks credibility and rating improves in RBI & Govt records for promoting Digital payments. Subsidy available from RBI & NABARD for Tier 3 – Tier 6 Locations


Rural Banks get access to latest platform offerings of GRAMePAY Partners at minimal subscription fee


Employment opportunities for Rural youth to work as Bank appointed Social Entrepreneur

Awards & Recognition

Incubation & Accelerator Partner


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